Summer's here ... time to think Christmas?

Sure--if you want to stay debt-free! The summer season is the right time to think ahead to the financial demands of the holiday season. Starting a savings plan during the summer months makes sense--and cents.

Get the summer savings how-to with this article from MotleyFool.com.

Best tip? Pay Santa first!

Christmas is Coming! Hurry Up And Save!

Every parent knows the story: jigsaw puzzles are fun to work, but tough to work around. What's the solution to tying up table tops or floor space with a puzzle in progress?

Its a Puzzler! This one-seam easy-sew puzzle mat allows puzzles to be worked at will, then rolled up and stowed away between play sessions. It's crafted from a short length of craft felt and a recycled gift wrap roller.

Make them in multiples for the holidays. The Puzzler puzzle mat is perfect for teacher gifts. Paired with a new puzzle, the Puzzler makes a special family gift.

Welcome to the Rudolph Club: your once-a-month meeting to simplify your holidays and get organized for Christmas!

At OrganizedChristmas.Com, we know that the holiday season can be fast and furious. Solution? Take a day once each month throughout the year to plan and prepare for a more-organized holiday season.

On the 25th of each month, we'll bring simple assignments and easy tips to try now for a simpler, more joyous season. Over the year, you'll tackle planning and preparations to make the season lighter, brighter and less stressful come December.

Click the read more link below to get organized for the holiday season:

Beat summer's heat with this sew-simple craft project: a cool tie!

This bright cotton neckerchief has a summer secret: a filling of water-absorbing polymer granules from the garden center.

Soaked in water, the cool tie's polymer granules absorb more than 200% their weight in water. Tied around the neck or worn as a headband, a cool tie provides all-day cool relief through evaporation.

The cool tie is simple to sew, requiring only a straight-stitch sewing machine. It makes a great gift for gardeners! Our printable Cool Tie gift tag makes the gift fun.

New! Print the Cool Tie gift tag in .PDF format.

Three cheers for the red, white and blue ... brownies in a jar!

Looking for a quick summer gift with an Independence Day theme? Try this recipe for Red, White and Blue Brownies In A Jar.

An easy-to-make holiday or hostess gift from Ball, you'll be the hit of the July 4th celebration with this sweet treat:

Red, White and Blue Brownies In A Jar
(In .pdf format; you'll need Adobe Reader to view file)