Nothing says "Christmas!" like a beautifully decorated home. Fragrant greens, twinkling lights, holiday centerpieces all set the stage for a merry holiday season.

But at what cost?

If you believe catalog vendors, department stores and florists, be prepared to lay down a bundle to create that holiday home. Each year sees a set of new colors, new images, new trends, all designed to part you from your holiday dollars.

Take heart! There's no need to break the bank to decorate your house for the holidays. Simple strategies and a dash of creativity can go a long, long way when it comes to decorating. Try these ideas for the festive--yet frugal--home: