Holiday Tip of the Day: Make a Christmas Planner!
As we get ready for Christmas, we’ll be making lists (and checking them a lot more than twice!), holding discussions with spouses, children and parents, and drawing up a holiday budget.
Too often, we record our plans piecemeal, consigning them to a confused clutter of scrawled envelopes, jotted notes and cryptic calendar entries—none of which make it to the shopping center with us when it’s time to buy gifts.
Organized people keep the results of their work in a central place. Click the link below to create a Christmas planner--your personal guide to relaxed and happy holidays:

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