Save Money On Christmas: 20 Tips To Cut Holiday Spending

With cold financial winds beginning to blow this Autumn, we're all looking for ways to save money on Christmas. If you're trimming your holiday budget this year, take a tip--or 20!--from Real Simple.

This compendium of money-saving ideas covers includes lots of common-sense solutions--and a few fresh and creative ideas to celebrate without breaking the bank.

We liked the clutter-cutting benefit of this tip:

Skip the tree skirt. Instead of buying a fancy tree skirt that makes an appearance once a year, buy or use a tablecloth or a piece of fabric that is four to five yards long. Wrap it around the tree’s base during the holiday season, then wash and reuse it as a tablecloth during the rest of the year.